Mortgages | our serVices

Are you considering acquiring a property and want to know your purchase potential?

Our experts will offer you a free evaluation meeting so we can define your financing possibilities together.

During this meeting, we will discuss all the matters related to property acquisition with you, such as:

• Basics of buying property
• The role of the notary, the estimation of their costs and acquisition taxes
• The difference between building a property or buying one already built
• The different variants of mortgage (banks, insurance companies, alternative providers) and the various mortgage products (fixed rate, variable rate/LIBOR, hybrid or special products)
• Determining your financing capacity and the monthly costs of a mortgage
• The different methods of amortisation (direct or indirect)
• Future taxes after acquisition and methods of optimisation
• Evaluation of the possible need for additional cover (life insurance in case of death, for example)
  
  

During this meeting, our experts will be able to tell you the maximum purchase price you can use as a basis for your research.

On request, we also take care to support you in your research through our extensive network of partners.

We will then guide you through all stages of the process, from negotiating the price with the broker, to dealing with the notary and finally obtaining the best mortgage offer.

As our compensation is provided by the institute granting you the mortgage, our services are available to you completely free of charge.

We propose two methods to begin the analysis:

• Consultation (by phone, video conference, at your home, workplace or at our office)
• Online mortgage application via our Hypo Tech® platform

Are you about to acquire the property of your dreams?

Our experts will offer you a free evaluation meeting so we can define your financing possibilities together.

During this meeting, we will discuss all the matters related to property acquisition with you, such as:

• Basics of buying property
• The role of the notary, the estimation of their costs and acquisition taxes
• The different variants of mortgage (banks, insurance companies, alternative providers) and the various mortgage products (fixed rate, variable rate/LIBOR, hybrid or special products)
• The monthly costs of a mortgage
• The different methods of amortisation (direct or indirect)
• Future taxes after acquisition and methods of optimisation
• Evaluation of the possible need for additional cover (life insurance in case of death, for example)
  
  

We will then guide you through all stages of the process, from negotiating the price with the broker, to dealing with the notary and finally obtaining the best mortgage offer.

As our compensation is provided by the institute granting you the mortgage, our services are available to you completely free of charge

We propose two methods to begin the analysis:

• Consultation (by phone, video conference, at your home, workplace or at our office)
• Online mortgage application via our Hypo Tech® platform

Are you about to build the property of your dreams?

Our experts will offer you a free evaluation meeting so we can define your financing possibilities

 together. During this meeting, we will discuss all the matters related to property acquisition and construction with you, such as:

• Basics of buying property and construction
• Particularities of this type of financing
• Difference between an architect mandate and general contractor construction
• The role of the notary, the estimation of their costs and acquisition taxes
• The different variants of mortgage (banks, insurance companies, alternative providers) and the various mortgage products (fixed rate, variable rate/LIBOR, hybrid or special products)
• The monthly costs of a mortgage
• The different methods of amortisation (direct or indirect)
• Future taxes after acquisition and methods of optimisation
• Evaluation of the possible need for additional cover (life insurance in case of death, for example)
  
  

We will then guide you through all stages of the process, from negotiating the price to dealing with the construction company and the notary, as well as obtaining the best mortgage offer.

As our compensation is provided by the institute granting you the mortgage, our services are available to you completely free of charge.

 We propose two methods to begin the analysis:

• Consultation (by phone, video conference, at your home, workplace or at our office)
• Online mortgage application via our Hypo Tech® platform

Is your mortgage about to expire and do you want to compare the best offers from different providers?

Did you know that it is possible to refinance your current mortgage up to 2 years before its maturity? A unique opportunity to take advantage of historically very low rates and not take the risk of a rise before your mortgage term matures.

We offer you a free evaluation meeting to define your wishes and analyse your current mortgage situation.

On this occasion, we will submit our proposals for optimisation to you, keeping in mind the particularities of your personal situation, and offer you elements with potential for improvement.

We will then look for the most competitive offer on the market and provide you with a comparative analysis that is completely independent and transparent.

Finally, we will guide you through the process with the chosen provider and we will take care of all the administrative formalities.

As our compensation is provided by the institute granting you the mortgage, our services are available to you completely free of charge.

 We propose two methods to begin the analysis:

• Consultation (by phone, video conference, at your home, workplace or at our office)
• Online mortgage application via our Hypo Tech® platform